关于噩梦的英语作文

篇一：英文说梦：这10个常见的噩梦何解

英文说梦：这10个常见的噩梦何解

1。 Having a disease or health emergency

梦到患某种疾病或遇到健康危机

This nightmare could reflect a fear of an unknown thing suddenly having a negative impact on the dreamer‘s life。 It could also reflect an underlying fear of illness or ofcontracting a serious disease。 It could also express a fear of not being able to enjoy life or that there’s something wrong （“ill” or “rotten”） in one‘s life。

这个梦境通常反映的是做梦的人对突发未知事件的一种恐惧，害怕会对自己生活产生消极影响。这还可以反映出对某一潜在疾病的恐惧，又或者表达的是对不能享受生活的担忧，或生活中出现了不如意的地方。

A nightmare about an illness could also be a way of telling the dreamer that he or she actually has an illness， even if consciously unaware of it。

关于疾病的噩梦，甚至可以告诉梦者他们的确患上了某种疾病，即使是在他们尚未察觉的情况下。

2。 Being attacked or injured

梦到被打或受伤

This type of nightmare could reflect a fear of others， a fear of not fitting in， a literal fear of violence， or a fear of being figuratively “attacked“ or criticized by others。 It‘s important to take into account the actual scenario and what’s going on in the dreamer‘s life for meanings。

这种噩梦表达的是害怕别人，害怕不合群，害怕暴力或害怕被其他人采取其他方式的“袭击”或批评。了解实际情况，知道做梦的人生活中发生了些什么，对了解梦境的含义十分重要。

3。 Car trouble

梦到车子出毛病

This nightmare can reflect a feeling of not being able to

move forward in life or even of one‘s life being out of control。 Our car is frequently how we not only travel， but“get to places“ in life。

这类噩梦反应的是实际生活中不能前进或是生活失去控制的感觉。车子反应的不仅仅是我们如何旅行，还有我们如何到达目的地。

4。 Drowning

梦到溺水

This nightmare could mean you feel overwhelmed or put out a lot of effort with no success or return。 It could also simply represent a fear of water。 It‘s important to payattention to the whole scenario as different meanings or even nuances could emerge。

这个噩梦可能表示你有挫败感，又或者辛辛苦苦付出努力却没有获得任何成功或回报。当然也能简单的表示你怕水。关注梦里的整个场景是十分重要的，即使小差别都有着完全不同的含义。

For example， if the dreamer is drowning， it could mean one thing， but if the dreamer is drowning along with other people or being drowned by someone， there could be entirely different meanings。

比如，如果做梦的人溺水了，可以代表一件事，但如果梦者和其他人一起溺水，又或差点被淹死，含义将会大不相同。

5。 Falling

梦到掉下来

We suddenly may feel that we‘re falling， jerk awake， and then realize that we had indeed been sleeping。 Nightmares of falling could reflect a fear of heights， a fear of notbeing in

control， a feeling of having nothing solid to hold onto in life， or even a fear of death。

我们也许会突然觉得自己在坠落，然后惊醒发现不过是个梦境。坠落的噩梦可以反映恐高，对失去控制的恐惧以及一种生活中无所依靠的感觉，甚至是对死亡的恐惧。

6。 Teeth falling out

梦到掉牙

This nightmare generally means you feel out of control， powerless， or inadequate。 It can also reflect social

embarrassment， fear of being unattractive， or fear of being revealedas inadequate or not up to snuff。 It would be important to consider what the dreamer was going through in life for more specific meanings。

这类噩梦意味着你感觉失去控制，无力或不满足。还能反映社交中的不如意，害怕不够吸引人，或害怕发现被人揭穿不够好抑或干了什么不正当的事情。要想知道更多详细的含义，就需要了解梦者到底在现实生活中经历了什么。

7。 Being lost

梦到迷路

This nightmare may be worse for children than for adults， but both can have it。

尽管大人小孩都会做这样的梦，但对于小孩来说，会更加严重一点。 For adults， it can mean that the dreamer does not feel in control in life or does not know what to do next or which direction to go into。

对于大人，这梦就意味着梦者感觉生活不受控制，又或不知道接下来该干些什么，失去了方向感。

It can reveal a figurative feeling of “not being able to find one‘s way。” It could also potentially reflect a feeling of not paying attention to or following directions。

这也可有一层隐含之意，表达的是“没有能力找到自己的方向。” 这还有可能表达一种没有注意到或把握方向的感觉。

8。 Failing a test

梦到挂科

篇二：噩梦作文 500字

昨天晚上，我做了一个噩梦，把我吓了个半死.

一天下午，我正和小伙伴们玩的高兴，突然，小天跑了过来。她说：“李川，你惨了，你这次语文考试只考了11分，许多题目都写错了，全班最低分啊。”当时我的感觉不亚与晴天雷劈，全班最低分！11分！惨了惨了，我这辈子完了！为了证实的杨尚灿话，我到处去问同学。我最先遇到的A同学，他说：“哼！你还好意思问，11分，是人考的吗。”我张开了嘴巴，半天闭不上，随之而来的是气愤，我说：“有什么了不起。”说完，我又来到我的好朋友B同学那，她竟然也轻蔑的说：“我看错人了，你最好别靠近我，近朱者赤，近墨者黑。像你这样测验只能考全班最低分的人啊，没有人会和你玩儿的。”说完，她走了，留给我的，只是心中的苦涩。我真想找个人好好倾诉一番，但是，谁会听呢？我忍不住在哭了起来，不知不觉，一个中午过去了，我不感到肚子饿，只感觉到心中苦闷极了。眼中的泪水早已干涩，再也留不出来了。我要去教室吗？想到同学们厌恶的眼神和老师即将对我的“轰炸”，我没有勇气进去了。正当我感到无助时，我醒了，一摸头上，全是刚刚被梦中的情景给吓出来的冷汗，幸亏这只是一个梦啊，要是我真考了11分，还是班上的最低分，我不跳楼才怪呢。

无巧不成书，今天上午，老师偏偏要搞什么英语竞赛。想到了我做的梦，我不寒而栗，这梦不会成为真实的事吧，偏偏这个时候测验，倒霉。我该不会真的会考11分吧！ ******

篇三：英语作文

The effect of the global financial

The international financial crisis is becoming more and more worse, the impact on the Chinese economy is also further expansion, it even extended into every aspect of society. For example, manufacturing, energy, food, IT… and so on..

From the news, many international companies went bankrupt, and more companies begin to lay off employees, also cancelled the original recruitment plan. Around us, many people can not find a job.

This is a global economic crisis, no one can disregard .Facing the crisis, We can only helpless? No way. Everything has two sides. The financial crisis also let investors concern about the long-term growth prospects field. For example, the field of new energy. It also provides China opportunities of increasing the input of new energy.

We will use their wisdom, potential, and find the way to overcome it. This is the only way to minimize crisis, also can be safely in this crisis.

The financial crisis

A slump in finance increase since last year was likely to continue through the next whole year, resulting that people's cutting back on spending due to recession fears, which is a period of reduced trade and business activity, and increasing food and gasoline prices. Ever since the financial crisis broke out, hundreds of thousands of people had lost their jobs, and the governments all over the world are now faced with the huge problem of unemployment. People in the west country and Europe are cut short their budget and try to keep a balance between payout and earnings. As to my opinions to the financial crisis, I hold a positive rather than a negative attitude. I think we will together cope with it well, and I believe there is no obstacle that we can't jump over. So I believe there will be a better tomorrow for the world economy.

金融危机英语作文1

What Caused The Financial Crisis?

I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn’t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!

And what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors.

Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.

The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

金融危机英语作文2

Today's college students face choices unheard of years ago. Terms like two way selection, self-employment are not new to them. Many students swarm into job market or look every talent fair for potential employers. The concept of selling oneself rather than hiding oneself is well accepted by students.

Hunting a job is no small matter. Instead, it is probably one of the most, if not the most, important decisions any of would-be graduates can make in a lifetime. Therefore, they are very serious and cautious when that time comes. It is something that the society has taught them.

有关美国金融危机英语作文[1]

美国次贷危机，金融危机已经严重影响到全球的经济，全球的股市更是每况愈下。今天的英语作文是以美国金融危机为题的作文。

EVEN by the standards of the worst financial crisis for at least a generation, the events of Sunday Spetember14th and the day before were extraordinary. The weekend began with hopes that a deal could be struck, with or without government backing, to save Lehman Brothers, America’s fourth-largest investment bank. It ended with Lehman’s set for Chapter 11 bankruptcy protection and the bank preparing to wind itself up after those efforts failed. Other vulnerable financial giants scrambled to sell themselves or raise enough capital to stave off a similar fate. Merrill Lynch, the third-biggest investment bank, sold itself to Bank of America (BofA), an erstwhile Lehman suitor, in a $50 billion all-stock deal. American International

Group (AIG) brought forward a potentially life-saving overhaul and went cap-in-hand to the Federal Reserve.

即使以至少一代人所经历的最坏的金融危机的标准来看，上周六及周日（9月14日）的事件仍是非同寻常的。那个周末开始于拯救美国第四大投行雷曼兄弟的交易有望达成，无论有或者没有政府的支持。然而却以雷曼兄弟的所有努力均告失败后，根据美国破产法案第11章申请破产保护而告终。其它脆弱的金融巨头同样努力地将自己卖出或是筹集足够的资金以避免与雷曼相同的命运。第三大投行美林以500亿美元全额换股交易将自己卖给了以前雷曼的收购者–美国银行。美国国际集团（AIG）正在提出一个潜在的挽救重整方案，并且毕恭毕敬地照美联储脸色行事。

On Sunday night the situation was still fluid, with bankers and regulators working to limit the fallout. They were girding themselves for a dreadful Monday in the markets. Australia’s stockmarket opened sharply lower on Monday (most other Asian bourses were closed). American stock futures were deep in the red too, and the dollar weaker. Spreads on risky credit, already elevated, widened further. 在周日晚上，形势仍然非常不明朗。银行家们和监管者都在努力减小这次事件的辐射影响。他们准备应付非常糟糕的”黑色星期一”。澳大利亚股市周一大幅低开（其它大多数亚洲股票交易所都停牌了）。美国股指期货下跌非常厉害，同时美元汇率也走低。已经很高的信贷风险的息差变得更高。

有用的单词和句子：

American finance

美国金融

Nightmare on Wall Street

华尔街噩梦

A weekend of high drama reshapes American finance

一个极富戏剧性的周末重塑了美国的金融体系

The takeover of Merrill leaves just two large independent investment banks in America, Morgan Stanl

ley and Goldman Sachs.

美林被收购后美国只剩下两家大型独立的投资银行–摩根斯坦利和高盛。

英语作文范文：金融危机 Crisis

Crisis is to our life what illness is to our body. Just as fatal disease can destroy our body and sometimes even put an end to our lives, so does smashing crisis knock us down so hopelessly that we might never have chance of standing up again. However, most crises that frequent us in life are not such category. They, like occasional ailments which sometimes can bolster our body's immune system, are mostly minor and surmountable and therefore making us hardy enough to survive whatever adversities in our later life. Even those serious crises, if handled properly, can be turned to a blessing to us, too.

As far as a nation is concerned, crisis can be rendered beneficial. Take Wenchuan earthquake which shook most of Sichuan recently for example. The crisis has cost us Chinese a lot. Houses collapsed, bridges broke down and many affected areas were cut off from the outside world. Nearly a million people lost their homes, ten thousands of people were injured and another ten thousands of people were killed. But our sufferings won't go in vain. Scientists are more determined to improve the means by which we forecast earthquakes with more accuracy. We should build houses which can survive the destructive earthquakes. And we also should better the mechanism to face the emergencies and crisis.

As for economic life, crises are not always rendered bad. During these times, we can stop the race of fast economy to speculate about some fundamental issues of humanity such as how much high-speed development in this way can contribute to the well-being of human life. Just take my own country for instance. Of course, in the past two decades or so, our economy has gained the highest speed man has experienced. But haven't we paid too much? Our rivers are polluted. Our natural resources are shrinking. Our national power of creation is drained. Is it worthy of it? Isn't it high time we gave it a serious thought? Shouldn't we stop making ourselves long in quantity and short in quality? And chance of deep thought has come with this crisis, which is now deepening in most parts of the world.

Crisis sometimes contributes to our life treasure in a way that few can imagine. It can weather us and make us strong enough to face ourselves when we feel weak. Eric, my uncle is a case in point. He had hard time in his childhood going through such a fatal disease that he had never thought he could survive. He was in due course saved by doctors. Ever since then he regarded his life as a second given by God and has been so grateful to the world that he has been doing whatever he can to give back in the same measure to other fellows. And now he is living a happy and successful life.

As a well-known ancient Chinese notion goes, the past lessons if not forgotten can be good teachers for us all. If we can bear in mind the various sufferings and

ordeals we have experienced, then our sufferings will not go unrewarded and those of our compatriots who was killed in the earthquake did not die in vain. We should take the lessons from crisis and regard them as a chance for new growth.

美国金融危机英语作文2

The threat of impending financial disaster concentrates political minds wonderfully. On Thursday a group of Congressional leaders heard Hank Paulson, the Treasury secretary, and Ben Bernanke, the Federal Reserve chairman, paint a dire economic scenario if they did not approve a more sweeping remedy for the financial crisis. Student and car loans, not just mortgages, would all be harder to get. The economy would sink into a severe recession.

迫在眉睫的金融灾难引起了相当多的政治关注。上周四,一群国会领袖听了财长保尔森和美联储主席伯南克所描述的,当国会不通过这项全面拯救金融危机的方案,经济上将会出现的可怕场面。那时,不仅仅是抵押贷款,甚至连助学贷款和买车贷款可能都很难获得。经济将陷入严重的衰退。

For this reason, ad hoc responses will still be critical, such last week’s federal guarantees for money-market funds, Fed loans to banks to purchase

asset-backed commercial paper and, on Sunday, approval of the remaining two big independent investment banks, Morgan Stanley and Goldman Sachs, to become

Fed-regulated bank holding companies whose investment bank units can now borrow from the Fed on the same terms as other banks.基于这样的原因,特别的拯救措施仍然非常关键,上周对货币市场的联邦担保,通过美联储购买资产抵押的商业票据对银行的贷款,以及在周日允许剩下的两家大型投行——摩根斯坦利和高盛变为美联储监管银行控股公司,使其投行部分现在也可以向其它银行一样向美联储借钱。

It could be some time before the Treasury is able to purchase mortgages en masse, and longer still before that starts to affect the broader financial system and economy. In the meantime, the crisis could claim other victims.

财政部完成购买所有的抵押贷款可能还需一段时间,而此举对整个金融系统和经济发挥作用则更需时日。其间,金融危机的危害可能会波及更多的机构。

有用的单词和句子:

The financial crisis金融危机

A break in the clouds黑云裂日,曙光显现

篇四：噩梦

噩梦

A Bad Dream-一场噩梦

Fat、short、ugly、with glasses, this is me, a common girl. My biggest trouble is about my body shape. Because I'm too fat. I worry about that all day and all night.

"Wow! There's so much food! Ice-cream! Cake! Chocolate! All my favourite food! Let me eat them!" I eat and eat and eat, don't feel full at all. But! A bad thing happened! Oh! My body is growing fatter and fatter. Oh, no, my hands, legs, everything become big! Big! Big! I'm very scared. I don't know what I should do, it's too fear. I cried……

"Amy! Get up! It's time to get up!" Mother shouts! Oh, it's a dream, a bad dream.

I think I must keep fit!

篇五：英语作文

关于酒驾

1 The sake of safety

for the sake of safety of youself and for the happiness of your family never do drunk driving in your life！Drunken driving is bound to generate severe consequence if we keep turning a blind eye to it. Firs and foremost, this behavior will directly threaten the safety of drivers, passengers and pedestrians/goers, resulting in traffic accidents, injuries and even deaths. Besides, treating the injured and repairing broken cars mean a grievous waste of money, time and resources. Last but 入我们的生活。其次,人们参加更多的活动或者宴会超过以往任何时候,他们会在那里喝酒/浓酒。然后,他们可能会喝醉了,而只是继续开车。

在我看来,这是必要的,以禁止喝酒开车的时候,这都会做的很好,其他的人也不仅饮用者自己。如果我们能继续这样做,将会减少道路交通事故在不久的将来。首先,我们必须制作海报和标志,它提醒人们,这是错误的酒后驾车,它也是不健康饮料。第二,人们爱钱,我们可以细酒后驾车者多得多的钱。最后,我们可以揭示了酒后驾车的司机的名字。人们总是关心自己的荣誉,那么它将是一个非常有用的途径来阻止他们酒后驾车

2 In view of the seriousness of this problem, not least, this irresponsible driving will make the road a nightmare, and thus, it will causes serious losses of faith in governments and the society. Nobody could have failed to notice the fact that drunken driving has been a grave problem with which we are confronted. Generally speaking, there are several reasons accounting for his phenomenon. Firstly, recent decades have witnessed the rapid development of people’s living standards. As a result, cars gained ever-increasing popularity and have found their way into our everyday life. Secondly, people participate in more activities or banquets than ever before, where they will drink liquor/strong wine. Then, they may get drunk but continue to drive.

In my opinion, it is necessary to ban on drinking while driving, and this will do good to not only other people but also the drinker himself. If we can keep on doing this, the road accidents will be decrease soon in the future.First, we must make posters and signs reminding people that it is wrong to drink and drive and it is also not healthy to drink at all.Second, People love money, we could fine drunk drivers much more money. Finally, we can promulgate the drunk driver’s name. People always care about their honor, so it will be a very useful way to stop them from drunk driving 为了安全起见,

为了安全的自己,为大家的幸福给你的家人永远不会在你的生活中做酒后驾车!酒醉驾车是注定会产生严重后果。如果我们能把睁一只眼闭一只眼。冷杉和最重要的是,这种行为会直接威胁着安全的驾驶员,乘客和行人/者,导致交通事故而致之伤害,甚至死亡。此外,治疗受伤者和修补破碎的汽车意味着一种严重的浪费金钱,时间和资源。最后但并非最不重要,这将使道路驾驶不负责任,因此,一场噩梦,它会造成严重损失的信心在政府和社会。

没人会注意到这一事实,酒后驾车一直是一个严肃的问题,目前我们看到的。一般来说,有几个原因来解释他的现象。首先,近几十年来的迅速发展已经目睹了人民的生活水平。作为结果,获得了日益增长的汽车的声望和已经发现它们进

effective measures must be taken before things get worse. First, it is essential that the supervisory role of laws and regulations should be strengthened to punish those performing drunken driving. Secondly, the public, especially drivers, should enhance their awareness of public safety. With stringent laws and alert public, it will only a matter of time for drunken driving to become things of past.

在考虑到问题的严重性,必须采取有效措施,在事态进一步恶化之前。首先,它是必要的,监督的作用应加强法律、法规执行惩罚那些对酒后驾车者。其次,公众,特别是驾驶员,要提高意识的公共安全。严格的法律和警惕的公共场所,它将只是时间的问题因酒后驾驶成为事情过去了 3tresure our ives

It is reported that a graduate from Zhejiang university was killed in a car accident on 7th,May. we all feel sorry for it. A precious life just went in this way, waht a pity. With car accidents becomimng more and more frequent nowadays, great attention should be taken by the driver. The drivers shold taken the

responsibilities that every citizen should have and never drink before driving. The pedestrians should also reiforce their self-protection in case of accident. Measure should be taken immediatly. There are some suggestions. Firstly, the drivers should behave themselves, never drink before driving, be careful when there are some bad wheathers, especially when it's foggy and snowy. Secondly,the government should make some laws about it and punish the drink drivers serverly. Thirdly, we should disseminate people's Consciousness by holding professional lecture, posting posters on the wall and so on.

I'm sure that it will be better in the future. tresure我们艾夫斯

有报道说,有一个毕业于浙江大学在车祸中丧生于2007年7月7日,书写问题我们都感到遗憾的。一个宝贵的生命刚进去这种方式,像一个遗憾。becomimng与交通事故越来越频繁,重视现在应采取的司机。应当采取的司机的责任让每个公民

都应该将开车前从不喝酒。行人也应该reiforce万一发生事故时,他们的自我保护。应当采取各种措施立即见效。有一些建议。首先,驾驶员应表现自己,从不喝酒时要小心开车前,有一些坏wheathers,尤其是当它有雾和雪。其次,我国政府应制定了一些法律关于它serverly和惩罚那些醉酒的司机。第三,我们应该传播人民意识拥有专业的讲座,在墙上张贴海报等等。

我确信这将是更大的发展。

简言之，官方应该制定立法措施严厉地惩罚醉酒驾车的司机，例如吊销驾照或进行监禁。立法措施势在必行。此外，电视、收音机、网站等大众传媒应该共同努力来提高公民的安全意识和责任感，以降低交通事故的发生率。

Treasure Our Lives With the number of cars increasing in cities, traffic accidents occur frequently, calling serious attention across the globe and becoming a major concern in our society today.珍惜我们的生命充满了汽车的数量增加在城市中,交通事故频繁发生,称严重的全球瞩目并成为一个主要关注的问题在现今社会。

3 What a scary and sensational scene it is! In the drawing,

the driver, as drunken as a fiddler①, is driving fast on the road, with a large bottle of beer on the top of his car. What is conveyed by the picture has both realistic and alarming implications for each member of the country。

The profound meaning of the vivid drawing can be elaborated in terms of both awareness of security and social responsibility. For one thing, consciousness of safety should be one of our top priorities. Life is one-way journey: you cannot experience it twice. So life is to be respected and awed②. It is cruel to and inhumane to spell the end of any life, with a careless driving under the influence (DUI)③. For another, to act as a responsible member of the society, each of us should bear social responsibility. We do not live only for ourselves but also for those whom we love and who love us. It is irresponsible to claim either lives of drivers or lives of other victims are not important, leaving the families and relatives into deep grief and, may be, great living burden④。

In short, it is imperative that legislative measures should be taken by the authority to punish drunk drivers severely such as suspending their driving licenses or even putting them into jail. Besides, the mass media, such as TV, radio and website, should work together to enhance awareness of security and sense of responsibility to reduce the rate of car accident。

这是一幅多么可怕的触目惊心的场景啊！在这幅图中，烂醉如泥的司机正在马路上飞速行驶，车上还顶着一大瓶啤酒。这幅图所传达的意义，对我们国家的每一位成员，都具有现实和警醒的意义。

这幅栩栩如生的图画的深刻意义可以从安全意识和社会责任感两个角度阐释。一方面，安全意识应该是我首要重视的问题。生命是一次单程旅行：你不能经历两次生命。所以我们应该敬重生命、敬畏生命。由于醉酒驾车的疏忽而宣告任何一条生命的结束是残忍的、不人道的。另一方面，作为这个社会负责任的一员，我们每个人都应该去承担社会责任。我们不仅仅是为了自己活着，我们也为那些我们所爱的和爱我们的人活着。无论是声称司机的、还是受害者的生命不重要，都是不负责任的。因为这会给他们的家人和亲戚带来巨大的悲痛和沉重的生活负担。

关于信用卡透支

Credit card overdraws, is to show the person in the hairpin bank credit card account has no lack of funds or, after the capital bank approved by, the cardholder can still use credit card for consumption. Credit card overdraws, which essentially Banks to provide consumer credit cardholders that would allow the cardholder in under the condition of insufficient funds, forward-looking consumption, later again by the cardholder complemental fund, and presses a regulation to pay certain interest.

信用卡透支，是指持卡人在其发卡银行信用卡账户上资金不足或已无资金的情况下，经过银行批准，持卡人仍可使用信用卡进行消费。信用卡透支，实质上是银行向持卡人提供的消费信贷，即允许持卡人在资金不足的情况下，先行消费，以后再由持卡人补足资金，并按规定支付一定的利息。

这张为大学生量身打造的信用卡无须存款，只要填一张申请表，提供身份证和学生证复印件，在校大学生即可申请办理“大学生信用卡”。既然是信用卡，就具有“先消费，后还款”的特点，而且只要在银行规定的免息期内归还借款，还可以免去利息，除了可以透支消费，这张信用卡最大的卖点就是大学生在毕业时，相关部门可以根据其信用记录，自动生成相匹配的“信用报告”，持卡消费的同时也为自己领取了一张“诚信”身份证。

敢为天下先的大学生一族果然没有让银行失望。此信用卡一经推出，就得到了他们的追捧。在北京大学、首都经贸大学等高校试发行的第一天，申请现场一片沸腾，半天之内，几百名大学生提交了申请。

银行意在“双赢”

多年来，大学生一直与可透支信用卡无缘，主要缘自大部分的大学生仍是无收入的一族，这次广州发展银行反其道而行之，抓住了大学生这一特殊的消费群体，无疑为其业务开辟了新的蹊径。

银行了解申请人的基本资料后，会为其度身打造每月的最高透支额度，持卡人一旦透支，只需在50天之内将透支费用还清即可。在校期间，北京的大学生还可以在银行200余家特约合作商户中持卡消费，享受特别打折的优惠。大学生的每笔透支与偿还都会在信用档案上留下记录，毕业后，信用卡上所记载的金融信用信息将形成全面、公正和客观的信用记录，再由北京市就业指导中心出具信用报告，纳入整个社会的信用体系之中。信用报告一经形成，除了为用人单位查询是否有恶意透支外，其他银行在授予个人信用卡的时候也可以此为据。

据广东发展银行北京分行信用卡中心副总经理朱珍珍透露，银行开拓大学生市场可以说是一件双方得利的事。银行通过大学生刷卡带来了丰厚的手续费收入，而以后消费者用卡所需支付的年服务费和透支利息，也将成为银行卡业务收入的两大来源。信用卡之于大学生，不仅可以提前消费，如果信用记录优良，申请更高透支额度信用卡也不费吹灰之力

every single overdraw and left in credit file will record, after graduation, credit card written financial credit information will become comprehensive, balanced and objective credit record, again by the Beijing's employment guidance issued by credit report, center into the social credit system in. Credit reports once forms, except for the employing unit inquires, whether have malicious overdraw the grant, other Banks outside of personal credit CARDS, also can be the as. According to guangdong development bank credit card center, Beijing branch deputy general manager

ZhuZhenZhen discloses, Banks expand market can say is a college of both gain. Bank credit card by college students brought the generous poundage income, and later will be required to pay by credit card of consumers in the service charge and overdraw accrual, and will become the two big bank card business income source. Credit CARDS to students, not only can advance consumption, if credit record fine, applications for higher overdraw the forehead spends credit card also be effortless

与此同时，大学生信用卡的出现还有助于我们理解一个更为根本的问题：信用，究竟如何才能得到人们的真正重视？对此，大学生信用卡作出了回答：必须让人们感觉到信用有用。“有用”包括正反两个方面：让守信者因守信得到好处，让不守信者因不守信受到惩罚。

让人们感觉到信用有用，应当成为我们国家信用体系建设的出发点。这其中要做的最关键的工作，就是增强守信必然有利、失信必受惩罚这一因果关系的可信性，而如果情况相反———无信用者赚便宜、讲信用者吃亏的例子随处可见，倡导守信便会是一项很难完成的工作。

Meanwhile, the emergence of college students' credit CARDS may also help us understand a more fundamental problem: credit, actually how to get people really attention? To this, college students the credit card made answer: must make people feel credit useful. "Useful" includes two aspects: let ShouXinZhe positive benefit for honest, let not ShouXinZhe because no credible punished.

Let people feel credit useful in our country should be the starting point of the credit system construction. This one of the most key to do the work, is enhanced credible inevitable favorable, dishonest will be punished the causal relationship between credibility, and if not -- no credit person who earn cheap, creditworthy suffer example everywhere, advocating credit would be a tough completed work.

优点：（1）你消费的时候可以不用付现金，比较爽。（2）可以透支，透支额度根据申请情况，一般应该是1万块。（3）透支可以有一段时间的免息期，一般是20天到55天的样子。反正你记住当月的消费在下个月的25日之前还就对了。比如9?a href="http://www.zw2.cn/zhuanti/guanyuluzuowen/" target="_blank" class="keylink">路莸乃邢岩欢ㄒ?0月25日之前归还，否则要付利息。（4）使用信用卡使你有了良好的信用记录。

This piece of credit card for college students'

custom-made2 without deposit, just fill out an application, provide id card and id photocopy, college students can apply for the "college students credit card". Since the credit CARDS, have "consume first, hind reimbursement" characteristics, and as long as prescribed in the bank within repay the loan, but also avoid breath period can rent, in addition to overdraw consumption interest, this credit card is the biggest selling point of college students at graduation, relevant departments according to its credit record, automatically generating matching "credit report", consumer also cardholders receive a for his "honesty" id card.

The college students' gens really is no too allows Banks disappointed. This credit card once roll out, got their demand. In Beijing university, capital economics and trade university college try as the first day of release, apply for a seething at the scene, the along while, hundreds of students within submitted applications. Bank intends to "win-win"

For many years, college students have been denied with credit card can be overdraft mainly derived from most of the college students is still no income group, the guangzhou development bank do exactly the opposite, caught a special college consumer groups, there is no doubt that its business opened a new ground.

Banks know the basic material, the applicant for the degree of attractions monthly supreme overdraw the forehead spends, cardholder once overdraw, only 50 days in overdraft charges can be paid to. During school, Beijing college students still can be in a bank in more than 200 special cooperation merchants, enjoy special discount consumer spending preferential. College students pay

缺点：（1）每个月都要去银行网点还款一次（当然你可以与自己的工资卡绑定就不用每月跑银行了），（2）忘记按时还款的话要支付很高的利息，而且还要滞纳金啊罚息啊什么的。（3）容易养成没钱也要花的习惯

Advantages: (1) when your consumption can need not to pay cash, feel better. (2) can overdraw, overdraw the forehead spends according to application, generally should be 1 million pieces. (3) overdraw can have a period of avoid breath period, general is 20 days to 55 days of appearance. Anyway, you remember that month's consumption of 25 next month to before. Like all the consumption in September, must be in October 25 before the return, otherwise have to pay interest. (4) use a credit card that you have good credit.

Faults: (1) every month, going to the bank outlets reimbursement time (of course you can with their own pay check binding wouldn't have run the bank) a month, (2) forget on time reimbursement words will pay high interest, but also fine for delaying payment ah ah of what a penalty. (3) easy to form no money will take habit

一是加强私家车进出校园的管理。要求门卫登记好学校所有教师私家车的车号，做好登记。实行错时进出校园，车速控制在5公里/小时以内，上班时要求教师比学生早到，早晨7：30前到校，中午1：30前到校，避开学生上学高峰；离校时要求教师在静校后再离开学校。二是加强私家车进入校园的停车管理。学校除车棚外又在空闲地方划出停车区，要求教师的私家车进入校园后一律停车到位，车辆摆放整齐。三是蓼兰小学与各私家车主签订进出校园协议。蓼兰小学陈校长在对私家车主进行安全教育后，与进入校园的私家车主签订了停车协议，明确责任，规定私家车进出校园而引起的安全事故责任全部由车主及驾驶员承担。

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