英语翻译存款利率市场化对于我国的利率市场化改革来说具有非常重要的作用和意义,是利率市场化中最为关键的组成部分.从1999年我国商业银行首次在存款利率方面提出协商定价到2012年央行
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英语翻译存款利率市场化对于我国的利率市场化改革来说具有非常重要的作用和意义,是利率市场化中最为关键的组成部分.从1999年我国商业银行首次在存款利率方面提出协商定价到2012年央行
英语翻译
存款利率市场化对于我国的利率市场化改革来说具有非常重要的作用和意义,是利率市场化中最为关键的组成部分.从1999年我国商业银行首次在存款利率方面提出协商定价到2012年央行规定存款利率可以在规定的区间内浮动,在这接近14年的过程中,我国存款利率市场化取得了卓越的成绩,当然也存在很多的质疑.本文通过对相关资料的整理和归纳认为存款利率市场化对商业银行和其他周边产业的发展有利有弊,目前为止也没有达成统一的定论,那么对存款利率市场化进行深入的研究和论证就显得极为有意义.因此,本文选择这一课题,对我国商业银行在存款利率市场化方面进行深入的研究,主要根据现在我国商业银行的实际情况,对其在存款利率市场化过程中所存在的问题和可能将会面临的问题进行挖掘,之后有针对性的提出相关的解决对策和建议,希望通过本文的研究可以为我国在利率市场化改革以及商业银行存款利率市场化改革过程中提供比较有价值的参考和借鉴.
英语翻译存款利率市场化对于我国的利率市场化改革来说具有非常重要的作用和意义,是利率市场化中最为关键的组成部分.从1999年我国商业银行首次在存款利率方面提出协商定价到2012年央行
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Market deposit rates plays very important roles and it is significant to the reform of interest rate marketization in China, which is the topmost key part of the interest rate marketization. In nearly 14 years from 1999 when the negotiation pricing mechanism of the interest rate was proposed for China's commercial banks to 2012 when the deposit interest rate was alowed to float in a range specified by the central bank, the deposit interest rate marketization of in China has made outstanding achievements, while there are also many problems. Based on sorting out and summing up of the related data, this paper believes that marketizatikn of deposit rates is both benefitial and unfavourable to the development of commercial banks and other related industries, and there is no consensus reached so far. Therefore, further study into the marketization of deposit rates is very meaningful. Therefore, this thesis takes this topic to make a research on the marketization of deposit interest rates for China's commercial banks, which mainly explores the problems faced and possiblities in the course of marketization of deposit interest rates, according to the actual situation of China's commercial banks. And then corresponding countermeasures and suggestions are put forwarded, in order to provide valuable references for the market-oriented reform of interest rates in China and for the marketization reform of deposit interest rate for commercial banks.