Explain:investment bank,saving insitution,pension funds,mutual funds,insurance companies.
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Explain:investment bank,saving insitution,pension funds,mutual funds,insurance companies.
Explain:investment bank,saving insitution,pension funds,mutual funds,insurance companies.
Explain:investment bank,saving insitution,pension funds,mutual funds,insurance companies.
Investment bank:A financial intermediary that performs a variety of services including underwriting,acting as an intermediary between an issuer of securities and the investing public,facilitating mergers and other corporate reorganizations,and also acting as a broker for institutional clients.
Saving institution:An institution that primarily accepts consumer savings deposits and to make home mortgage loans.Savings institutions (also called savings & loans or savings banks) specialize in real estate financing.They can be either corporations or mutuals (a type of business where making a deposit is like purchasing stock in the organization).
Pension funds:A fund established by an employer to facilitate and organize the investment of employees' retirement funds contributed by the employer and employees.The pension fund is a common asset pool meant to generate stable growth over the long term,and provide pensions for employees when they reach the end of their working years and commence retirement.
Pension funds are commonly run by some sort of financial intermediary for the company and its employees,although some larger corporations operate their pension funds in-house.Pension funds control relatively large amounts of capital and represent the largest institutional investors in many nations.
Mutual funds:An investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks,bonds,money market instruments and similar assets.Mutual funds are operated by money managers,who invest the fund's capital and attempt to produce capital gains and income for the fund's investors.A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.
One of the main advantages of mutual funds is that they give small investors access to professionally managed,diversified portfolios of equities,bonds and other securities,which would be quite difficult (if not impossible) to create with a small amount of capital.Each shareholder participates proportionally in the gain or loss of the fund.
Insurance companies:Insurance companies provide a specialized service—protection against specified risks in consideration for definite payments (insurance premium) by or for the account of the insured.Most of these organizations accumulate a considerable amount of funds in performing their basic function,and the size of the funds is essentially determined by the nature of their insurance contracts.Insurance companies can keep a relatively small cash component sufficient to meet claims.The rest of the money is invested in bonds with yields high enough to cover expenses and future cash needs.In addition,a sizable portion of the proceeds is invested in early stage equity investments particularly preferred stock where there is the possibility of capital appreciation in addition to regular income.The strategy then is to always have sufficient income to pay claims and the rest invested to maximize total return.
依次是 投资银行,拯救部门、退休基金、共同基金、保险公司 。
自由基金集团或殖民共同基金。。字面理解是这样的。如果是专有的名词那还需添加修改希望能帮您一点小忙~ 专门的一个名字?不知道,没听说过。。 ..